It takes a lawyer . . . here’s a legal success story involving cigars, fire and insurance.
A lawyer in Charlotte, North Carolina insured his very expensive cigars against fire, along with other potential risks.
He duly smoked the cigars and, before having made even his first payment on the policy, made a claim for their destruction as a result of “a series of small fires”.
The claim was denied by the insurance company and so the lawyer did what any good lawyer would do and sued.
But the story doesn’t finish there. While the Judge agreed the claim was frivolous he also ackowledged that the insurance company had warranted that the cigars were insurable and also guaranteed that it would insure them against fire.
Rather than endure a long and costly appeal, the insurer accepted the ruling and paid $15,000 to the lawyer for his loss of the rare cigars lost in the “fires.”
But wait . . there’s more . .
The insurance company duly forwarded their check and waited for it to be cashed before having their client arrested on 24 counts of arson.
And they won.
The lawyer was duly convicted of burning his own property and sentenced to 24 months’ jail and a $24,000 fine.
Is that justice, or what?