Article Source: Michael Kelly Injury Lawyers, MA
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You might feel shaken up, confused, and unsure of what to do after a car accident. Those first few minutes and hours are very important, though. What you do can keep you healthy, help you build a strong legal case, and make sure insurance companies treat you fairly. This guide tells you what to do in order, from staying safe at the scene to deciding if you need a lawyer.
Make Sure Everyone Is Safe and Check for Injuries
First things first, look for injuries. Are you all right? Is anyone else hurt? If it’s safe to do so, move yourself and your car out of the way of traffic. If you have them, set out cones or flares to warn other drivers and turn on your hazard lights.
A quick list:
- Look for injuries on yourself and others
- If you can, move cars to a safe place
- Turn on the hazard lights
- Put up warning triangles or flares
You have to stay at the scene until you’ve given your information and, if necessary, talked to the police. It can be very bad to leave too soon.
Call the Police and Tell Them About the Accident
It’s important to call 911 even if the accident doesn’t seem serious. Ask for both medical and police help if someone is hurt or the cars are badly damaged.
Be ready to give:
- Where the accident happened
- How many cars were involved
- Any visible wounds
- If the scene is blocking traffic
In a lot of states, you have to file a police report by law. If you have to go to court or file an insurance claim later, this document will be very important.
Talk About What Happened, But Don’t Take the Blame
When you talk to the other driver, stay calm and professional. Give each other all the information you need, but don’t say things like “I’m sorry” or try to figure out what happened. Even a polite comment can later be turned into an admission of guilt.
Be sure to get:
- Full name – From ID or driver’s license
- Phone number – Ask for home and work numbers if possible
- Address – As it appears on their ID
- Insurance company name and policy number
- License plate number of all involved vehicles
- Vehicle owner’s name – If the driver isn’t the owner
You might also want to think about calling a lawyer for a car accident at this time. If you don’t know what to do, talking to professionals like the Michael Kelly Car Accident Lawyers can help you figure out what your options and rights are.
Talk to Witnesses and Take Pictures
Take out your phone and start taking notes on everything. When you have to deal with insurance claims or legal problems, photos and videos are some of the best things you can use.
Things to take pictures of:
- Damage to all cars
- Where the cars are
- Road signs, traffic lights, and skid marks
- The weather
- Any visible injuries
If you saw what happened, ask the person for their name and phone number. Their statements can help prove what you say happened.
Even If You Feel Fine, Get Checked Out
Not all injuries show up right away. A sore neck might not hurt now, but it could be whiplash later. Tell a doctor or urgent care clinic that you were in a car accident.
Keep track of:
- Visits to the doctor or hospital
- Plans for treatment
- Medications
- Any out-of-pocket expenses
- Daily notes on how you’re feeling
If you need to file a claim for personal injury, this paperwork will help. No record? No proof.
Tell Your Insurance Company
As soon as you can, call your insurance company. Tell them what happened in simple terms, but don’t say anything that sounds like you’re taking the blame.
They will need:
- The police report number
- Photos and videos
- Contact info of the other driver and witnesses
Take a moment to review what your policy actually covers — medical bills, repairs, rentals, etc.
Stay Organized
Make a file (paper or digital) for everything related to the accident.
Include:
- Police reports
- Medical bills
- Photos
- Repair estimates
- Emails or letters from your insurance company
Also, write down how the crash affects your life — pain, missed work, stress.
Consider Getting Legal Help
Not every accident needs a lawyer, but sometimes it’s the right move — especially if:
- You were seriously injured
- The other driver won’t admit fault
- The insurance offer is too low
- There’s no insurance coverage
A good lawyer can help with paperwork, talk to the insurance company, and get you fair compensation. The earlier you call, the better.
Things to Stay Away From
Some actions can hurt your case a lot. Avoid:
- Leaving the scene too soon
- Admitting fault, even a little
- Skipping medical attention
- Posting about the crash on social media
- Accepting the first settlement without legal advice
Any of these can come back to hurt you later.
Finishing Up
Your mind may be racing after a crash, but staying calm and being careful can make a big difference. Stay safe, document everything, get medical help, and think before you speak or act.
To sum up:
Right now:
✅ Get to safety
✅ Call 911
✅ Share information
✅ Take pictures of the scene
In the days that follow:
✅ Get medical help
✅ Tell the insurance company
✅ Keep all papers
✅ Get legal help if needed
Following these steps will help you protect your rights and ensure you’re treated fairly at all times.
